Southern Oak has proven to be one of the most stable and consistent insurance companies in Florida. We have been assigned a Financial Stability Rating® of A, Exceptional, from Demotech, Inc. At Southern Oak Insurance, we’re committed to our agents and customers. Southern Oak also holds over $336 Million in first storm protection, as well as coverage for multiple storms and a business model designed to protect policyholder surplus so that we can guarantee we’ll be there when needed the most.


Our uniquely qualified executive team is composed entirely of Florida residents with over 100 years of collective experience in all aspects of the insurance industry which allows us to boast some of the most innovative policy and claims administration systems in the state. Our representatives will be there for any questions agents or policyholders have about our products.


Our innovative agent portal gives you immediate access to policy information, quick quote tools, and myriad other helpful interfaces to make you more efficient and to make sure your customers have exactly what they need. Southern Oak Insurance also offers a unique agency co-op program which assists our agents with marketing and advertising in their local areas.

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