Wholly owned and operated by Floridians, Southern Oak Insurance has a vested interest in protecting the homes of Florida residents. Our families weather the same storms as yours so we share a unique connection with our policyholders which helps us offer the best customer service and most comprehensive claims service in the state of Florida.  Southern Oak is part of your community – Learn more about our community and charity involvement here.


Southern Oak Insurance is also one of the most stable Insurance companies in Florida. We have been assigned a Financial Stability Rating® of A, Exceptional, from Demotech, Inc. which means you can count on Southern Oak to be there when you need our protection the most.


Southern Oak Insurance offers the most innovative policy and claims administration systems in the industry which means that from the time you bind your policy through when you make a claim, the process is simple, efficient, and fast. We also offer our policyholders online tools to pay bills, access important documents, get policy updates, and more through MySouthernOak.

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